RiskCheckThis service provides creditworthiness scores for a person, address and postcode area. Summary | This service provides creditworthiness scores for a person, address and postcode area. | | | | Returns a score indicating creditworthiness for a Dutch person, address and postcode area. | | Retrieve information about a persons creditworthiness based on his/her business ownerships and insolvency registrations. | | | | Get a report of a person based on his/her personal information, company data and creditworthiness. | | The person the result applies to. | | A report containing the company and creditworthiness for the requested person. | | Company information, including the registrations in the insolvency register if any. | | Data from insolvency register. | | Information about a insolvent registration. | | Insolvency register publication data. | | | | | | Data about the legal restraint that conserns to the person. | | The person the restrant applies to. | | Contact information about the court registry. | | The court decision information | | The administrator that manages the restraint | | | | | | Creditworthiness score of a person, address and postcode area. |
riskCheckPersonReturns a score indicating creditworthiness for a Dutch person, address and postcode area. The given parameters are used to search for a person. The following fields are tried in the order listed, until a matching person is found| 1 | initials, name, postcode, house number | | 2 | initials, name, birth date | | 3 | postcode, house number, birth date | | 4 | account number, birth date | | 5 | phone number, birth date | | 6 | mobile number, birth date | | 7 | email, birth date |
For instance, if initials, postcode, house number and birth date are specified and a match is found on the fields listed under 1, birth date will be ignored. Scores for address and postcode are determined independent of the person details. Search fields are case-insensitive. Non-ASCII characters are mapped to the corresponding character without diacritical mark (e.g. an accented e is mapped to an ‘e’). Parameters| gender | Gender of the person. M or F, may be empty. | | initials | The initials, mandatory. | | prefix | The surname prefix, like “van” or “de”, may be empty. | | last_name | The last name of the person, mandatory. | | birth_date | Birth date in the format yyyy-mm-dd, may be empty. | | street | Street part of the address, may be empty. | | house_number | House number, mandatory. | | house_number_addition | Extension part of the house number, may be empty. | | postcode | Dutch postcode in the format 1234AB, mandatory. | | city | City, may be empty. | | account_number | Bank account number, only numeric characters, may be empty. | | phone_number | Home phone number, only numeric characters (e.g. 0201234567), may be empty. | | mobile_number | Mobile phone number, only numeric characters (e.g. 0612345678), may be empty. | | email | Email address, may be empty. | | testing_date | Date for which the credit score should be determined, in the format yyyy-mm-dd, mandatory. |
ReturnsriskCheckGetRiskPersonCompanyReportRetrieve information about a persons creditworthiness based on his/her business ownerships and insolvency registrations. Parameters| gender | Gender of the person. M or F, may be empty. | | initials | The initials, mandatory. | | prefix | The surname prefix, like “van” or “de”, may be empty. | | last_name | The last name of the person, mandatory. | | birth_date | Birth date in the format yyyy-mm-dd, may be empty. | | street | Street part of the address, may be empty. | | house_number | House number, mandatory. | | house_number_addition | Extension part of the house number, may be empty. | | postcode | Dutch postcode in the format 1234AB, mandatory. | | city | City, may be empty. |
ReturnsRiskPersonCompanyReportGet a report of a person based on his/her personal information, company data and creditworthiness. RiskPersonThe person the result applies to. | gender | the person gender. | | first_name | the first name(s) of the person | | initials | initials | | prefix | prefix placed before last name (like “de”, “ter”, “van”) | | last_name | the last name | | birth_date | the date of birth of the person | | address | A RiskAddress entry. |
RiskCompanyReportA report containing the company and creditworthiness for the requested person. RiskCompanyCompany information, including the registrations in the insolvency register if any. | dossier_number | the chamber of commerce dossier number | | establishment_number | establishment number (currently not available) | | status | the status of the company| active | Actief | | bankrupt | Failliet | | dissolved | Opgeheven | | suspension | Surseance | | removed | Uitgeschreven | | lapsed | Vervallen | | debt restructuring | Schuldsanering |
| | trade_names | the trade name(s) of the company | | addresses | A Patterns::{Type}Array of RiskCompanyAddress entries. | | function_title | the function title | | function_authorization | the function authorization | | function_end_date | date the function was resigned | | insolvencies | A Patterns::{Type}Array of RiskInsolvency entries. | | mutation_date | the date this company information was last changed |
RiskInsolvencyData from insolvency register. RiskInsolvencyRegistrationInformation about a insolvent registration. | case_number | registration number of the insolvency. | | previous_number | registration number if the previous insolvency. | | court | short court indentifier (3 chars long). | | jurisdiction | insolvency juristriction. | | district | the district of the insolvency. | | deptor | reference number of the debtor (in case of debt restructuring), see RiskInsolvencyPublication. | | partner | reference number of the partner of the deptor (in case of debt restructuring). |
RiskInsolvencyPublicationInsolvency register publication data. | number | the registration number of the publication. | | type | type of publication:| bankruptcy | Faillissement | | debt restructuring | Schuldsanering | | postponement of payments | Surceance van betaling |
| | date | the publication date. | | verdict_date | the date of the verdict by the court. |
RiskInsolvencyCurator| titles | the personal titles (dutch: titulatuur). | | initials | the initials of the curator. | | prefix | last name prefix (like “de”, “het”, “van der”). | | last_name | the last name of the curator. | | address | A RiskAddress. | | telephone_number | phone number to gain contact with this curator. | | fax_number | the fax number. | | email_address | the contact email address. | | mutation_date | the date the function authorization of curator changed. |
RiskInsolvencyJudge| titles | the personal titles (dutch: titulatuur). | | initials | the initials of the judge. | | prefix | last name prefix (like “de”, “het”, “van der”). | | last_name | the last name of the judge. |
RiskLegalRestraintData about the legal restraint that conserns to the person. RiskLegalRestraintPersonThe person the restrant applies to. | first_name | the first name(s) of the person. | | prefix | prefix placed before last name (like “de”, “ter”, “van”). | | last_name | the last name. | | birth_date | the date of birth of the person. |
RiskLegalRestraintRegistryContact information about the court registry. | address | A RiskAddress. | | telephone_number | phone number to gain contact the registry. | | email_address | the contact email address. |
RiskLegalRestraintDecisionThe court decision information | number | the registration number | | cause | description (in dutch) with the reason of the legal restraint decision | | date | the date of the decision | | court | short court indentifier (3 chars long). | | jurisdiction | insolvency juristriction. | | district | the district of the insolvency. | | administrator | A RiskLegalRestraintAdministrator entry. |
RiskLegalRestraintAdministratorThe administrator that manages the restraint | role | the function role of the administrator:| curator | Curator | | manager | Bewindvoerder |
| | name | the last name of the administrator. | | address | A RiskAddress entry. |
RiskAddress| postcode | address postal code. | | building | the building name. | | street | the street name. | | house_number | the house number. | | house_number_addition | addition of the house number. | | city | the address city. | | municipality | the district. | | state | state of the address | | country | the country of the address. |
RiskCompanyAddress| type | the type of company address| correspondence | correspondentie address | | actual | feitelijk adres | | statutory | statutair adres | | establishment | vestigingsadres | | private | privé adres |
| | address | A RiskAddress entry. |
RiskResultCreditworthiness score of a person, address and postcode area. Scores range from 0 to 11, where higher scores indicate higher risks. A score of 0 means that the person has no registrations in the collections or bankruptcy database, a score of 1 means that the worst registration on that person is a fully paid collection claim without bailiff, ..., a score of 10 means that the worst registration on that person is a fully written-off collection claim with bailiff, and a score of 11 means that the person has a registration in the bankruptcy database. For further explanation of scores (in Dutch), see: https://webview.webservices.nl- /documentation- /images- /riskcheck_scores.png | person_score | Score indicating the creditworthiness of the person. Highest score of all registrations for this person in the past 5 years. | | address_score | Score indicating the creditworthiness of the address. Highest score of all registrations for this address in the past year. | | postcode_score | The score on postcode represents the average address score of all addresses with that postcode, where the address score is based on registrations of at most 5 years ago. |
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